Bluering has a wide product offering that caters to all banks and financial institutions needs. Whether you are looking to reduce your non-performing loans, optimize your credit decisions, increase your credit portfolio or to comply with the latest risk regulations, Bluering has a wide range of products to offer you. Our products are developed for Corporate Credit, Retail Credit and SME credit.
Products for every credit stage
Commercial credit is one of the major sources of income to banks and financial institutions. It is also one of the main areas of risk that can directly affect their profitability, credibility and growth. Credit portfolios have long been a critical issue to private banks, central banks and regulatory bodies. IFRS9, Basel Accords and national regulations, are forcing banks to implement strict and complex credit risk methodologies.
The most important part of such a methodology is to be able to rate and quantify, periodically, the risk of the credit portfolio that will directly affect the financial reporting of banks.
Bluering offers the most comprehensive solution in the market that combines complying with all credit risk regulations and optimizing the credit decision process.
In particular, Bluering solutions cover all requirements of IFRS9 including full data consolidation, PD and LGD models of S&P Global Market Intelligence and ECL calculations.