11 Years of Trusted Collaboration: Bluering and S&P Global Elevate Risk Rating Standards
In the ever-evolving world of financial risk management, long-term partnerships that consistently deliver value across institutions and regions are rare. In this exclusive interview, Bluering CEO – Fares Kobeissi shares insights on the company’s 11-year strategic alliance with S&P Global—a partnership that has helped elevate credit risk standards by combining Bluering’s innovative lending technology with S&P’s world-renowned credit assessment methodologies.
What Challenges Sparked the S&P Global Partnership with Bluering?
At the heart of Bluering’s collaboration with S&P lies a clear goal—helping banks and financial institutions make informed, consistent, and regulator-aligned lending decisions. The partnership was forged out of a need to reduce credit risk, standardize risk assessment, and support compliance with complex regulatory frameworks. S&P Global was a natural partner. Its global credibility, robust scoring models, and deep regulatory recognition made it the ideal choice for Bluering, whose mission has always been to empower credit teams with trusted tools built on proven foundations.
How Are Bluering’s Platforms Integrated with S&P Methodologies, and Why Does It Matter?
One of the defining strengths of this partnership is the native integration of S&P’s scorecards within Bluering’s Commercial and Risk Rating platforms. This embedded approach eliminates the need for external tools or manual calculation. Credit ratings are generated within the workflow—automated, data-driven, and ready for immediate analysis or approval.
For Bluering clients, the results are clear: greater accuracy, faster turnaround times, and full transparency across the credit lifecycle. With reduced subjectivity and built-in regulatory logic, financial institutions can accelerate decision-making while remaining fully aligned with international standards. The advanced UI and UX also make it easy to track risk ratings, generate reports, and collaborate across teams.
What Impact Has the S&P–Bluering Integration Had on Clients?
While confidentiality agreements prevent Bluering from naming specific clients, the impact of the Bluering–S&P integration is evident. Institutions report stronger compliance, smoother audits, and reduced expected credit losses (ECL). For risk teams and decision-makers, the use of S&P-backed methodologies inspires greater confidence—especially during regulatory reviews or stress testing exercises. Clients also appreciate the reassurance of using globally recognized models—knowing their processes are built on foundations that are both credible and future-proof.
How Has the Partnership Evolved—and What’s Next?
Over the years, the partnership has grown well beyond initial scorecard integration. Bluering and S&P have worked closely to expand into sector-specific models, regional calibrations, and updated frameworks that reflect emerging risks and evolving regulatory requirements. Looking ahead, Bluering envisions an increasingly automated, data-rich credit ecosystem—where embedded intelligence and strategic partnerships like this one will define the industry standard. By combining Bluering’s no-code, digital-first lending platforms with S&P’s risk expertise, the two companies are shaping a smarter, more resilient future for financial institutions.
What Does This Partnership Say About Bluering’s Vision and Values?
This collaboration is more than just a feature within Bluering’s platform—it’s a statement of intent. A commitment to transparency. A dedication to compliance. And above all, a belief that technology and global best practices must go hand in hand.
As the Bluering team puts it:
“Our partnership with S&P empowers financial institutions with internationally trusted credit assessment tools—embedded directly within a modern digital lending platform.”
Learn more about Bluering’s risk rating solutions and how this partnership delivers measurable value, or book a meeting with our team